Acceptance of Terms

By accessing, browsing or using the KayGee Finserv website, you acknowledge that you have read, understood and agreed to these Terms & Conditions.

If you do not agree with these terms, you should discontinue the use of this website and its information, tools and services.

About KayGee Finserv

KayGee Finserv is engaged in the distribution of financial products and provides access to information and financial solutions including Mutual Funds and other financial products, subject to applicable rules and regulations.

We are distributors of financial products and are not investment advisers.

Nature of Services

The information and services available on this website are intended to help users understand and explore financial products and related financial concepts.

Information displayed on this website should not be interpreted as a guarantee, assurance or promise of investment performance, returns, capital protection or achievement of any particular financial objective.

Investment Information

Any information, illustrations, examples, market information or financial content available on this website is provided for general informational purposes.

Investors should independently review the relevant product documents, features, risks, costs, taxation and suitability before making an investment decision.

Every investment decision remains the responsibility of the investor.

Mutual Fund Risk Factors

Mutual Fund Schemes do not assure or guarantee any returns. Past performance of any Mutual Fund Scheme may or may not be sustained in the future.

There is no guarantee that the investment objective of any scheme will be achieved.

Existing and prospective investors should check and evaluate applicable exit loads, Total Expense Ratio (TER), product features and other costs at the time of making an investment decision.

Regular Plans & Commission Disclosure

KayGee Finserv deals in Regular Plans of Mutual Fund Schemes and may earn trailing commission on client investments.

Disclosure regarding commission earnings is made to clients at the time of investment, wherever applicable.

Investors also have the option to invest through Direct Plans of Mutual Fund Schemes, which generally have a lower expense ratio because distributor commission is not payable on such plans.

KayGee Finserv does not earn commission on Direct Plans and therefore does not deal in Direct Plans.

Financial Calculators

Calculators available on this website are intended only for illustration and general understanding.

Results generated through SIP calculators, lump sum calculators, EMI calculators, goal calculators or other tools are based on the information and assumptions entered by the user.

Calculator results do not represent actual, guaranteed or assured returns and should not be considered a promise of future performance.

Accuracy of Information

KayGee Finserv makes reasonable efforts to keep website information accurate and updated. However, information relating to financial products, markets, regulations, taxation, schemes, costs or other matters may change from time to time.

We do not warrant that all content will always be complete, current, error-free or available without interruption.

Third-Party Websites & External Links

This website may contain links to external websites, regulatory portals, product platforms or third-party service providers.

Such links are provided for convenience and information. KayGee Finserv does not control third-party websites and is not responsible for their content, availability, security, privacy practices or services.

Users should review the applicable terms and policies of any external website before using it.

User Responsibilities

By using this website, users agree to provide accurate information whenever information is requested and to use the website only for lawful purposes.

Users must not attempt to interfere with the website's functionality, security, servers, software or other users' access.

Users are responsible for maintaining the confidentiality of their login credentials wherever third-party or client-login facilities are used.

Intellectual Property

Unless otherwise stated, website content, branding, graphics, design elements, text, logos and original materials belonging to KayGee Finserv may not be copied, reproduced, modified, distributed or commercially used without prior permission.

Third-party names, trademarks, logos and materials remain the property of their respective owners.

Privacy

The collection and handling of personal information through this website is also governed by our Privacy Policy.

Limitation of Liability

To the extent permitted by applicable law, KayGee Finserv shall not be responsible for losses arising solely from reliance on general website information, calculator illustrations, third-party links, market movements, system interruptions or circumstances beyond its reasonable control.

Investment values can rise or fall based on market conditions and other factors, and the investor bears the risks associated with the selected investment product.

Changes to These Terms

KayGee Finserv may revise, update or modify these Terms & Conditions when required, including to reflect changes in website functionality, business practices or applicable requirements.

Updated terms will be published on this page. Continued use of the website after an update constitutes acceptance of the revised terms.

Governing Law & Jurisdiction

These Terms & Conditions shall be governed by the applicable laws of India.

Subject to applicable legal and regulatory requirements, disputes relating to the use of this website shall be subject to the appropriate jurisdiction in Ludhiana, Punjab.